Investment Property Calculator

How It Works

Enter the purchase price, down payment percentage, interest rate, expected monthly rent, and operating expenses. The calculator computes your monthly mortgage (30-year fixed), cash flow, cap rate, and cash-on-cash return - the key metrics real estate investors use to evaluate deals.

Investment Tips

• The 1% rule: monthly rent should be at least 1% of purchase price for positive cash flow
• Budget 5-10% of rent for vacancy and 10% for maintenance reserves
• A cap rate of 5-8% is considered healthy for most residential markets
• Cash-on-cash return above 8% is generally a strong investment

About This Tool

This investment property analyzer helps you quickly evaluate rental property deals. Operating expenses should include property tax, insurance, maintenance, property management, and HOA fees. This tool doesn't account for appreciation, tax benefits, or equity buildup - consult a financial advisor for complete analysis.